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Things Millennial Should Know About Money

Among the many stereotypes about millennials is the belief that they are poor with managing money. Actually, studies find that millennials fail at answering the basic test of financial literacy. But evidence also shows that when given the opportunity, they behave wisely. For instance, the...
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How To Get A Small Business Loan?

Getting a small business loan can be challenging, mainly due to its strict qualifications and procedures. However, obtaining outside financing is often necessary to start, or grow, a small business. While it can be difficult to get a small business loan to be approved, here...
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What Affects Credit Score Negatively and Positively, What Hurts Your Credit Score The Most?

Your credit score is very important for many activities throughout your life. Sometimes, a landlord will look into your credit score upon your application as a tenant. On occasion, a lender of an auto loan will require insight into your credibility as a borrower....
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Debt Collection: What Is It And How It Affects Your Credit Score?

A debt collection is a type of delinquent financial account that has been assigned to an outsourced debt collector. Debt collectors are companies who pursue payment on unpaid account for other companies. How Debts are Being Sent to Collections Debts are on its way to collections...
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Does Debt Affects Your Ability to Get A Mortgage? How Lenders Decide Upon Your Mortgage Loan

The amount of credit card debt you have affects your chances of getting approved for a mortgage loan. Having too much debt can lower your credit score and increase your overall debt-to-income ratio – both outcomes make you less qualified for a loan. Lenders are...
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What Do Lenders Look At When You’re Applying For a Mortgage? Learn What You Need To Get Approved for a Mortgage

Your credit score is one of the biggest factors when it comes to applying for a mortgage. It is a three-digit number that indicates how likely you are to repay borrowed money. But these numbers don't reveal everything and lenders usually look beyond your...
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Disclaimer: The information on this site is provided for discussion purposes only, and should not be misconstrued as investment advice. Under no circumstances does this information represent a recommendation to buy or sell securities.

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