Where To Invest Retirement Money In 2019 – Retire Happy and Rich

It’s never too late to invest in your retirement. After all, this is something we’ll all get to and at that age, it’s best to rest and enjoy your passive income. To be able to do that, you’ll need to invest while you still work. Here are some suggestions for retirement investments in 2019.

Where To Invest Retirement Money In 2019 – Retire Happy and Rich

  • The U.S. Government Bonds

The U.S. government bonds are great if you want a steady cash flow when you retire. You can easily open your account on TreasuryDirect.gov and purchase treasury bonds, notes, and bills from the comfort of your home. As for maturity, it ranges between 4 and 52 weeks with the treasury bills yield of approximately 2.4%. In the last 30 years, treasury bonds had around 3% yield, making them one of the safest investments at the moment.

  • Cash Investments

If you’re up for some old-school investments, you can try this. Cash investments usually include high-yield savings accounts, bank certificates of deposit, and money market mutual funds, in which principals are fixed. The great thing about cash investments is that investors can access and withdraw money without any risk of loss. The yields usually range from 2.29% to 2.5%.

  • High-Dividend Stocks

Who doesn’t like some high-dividend stocks? I mean, every dividend with a yield of roughly 4% is considered pretty high. When we take a look at the market, we can see numerous high-dividend stocks that are ready for investment. You should always consider companies that increased their dividends constantly for more than a few years and then purchase their stocks.

  • Real Estate Crowdfunding

Real estate crowdfunding is one of the best ways to invest for your retirement. By investing a certain amount of money in the real estate object, you have a piece of that object for yourself. However, this is a method reserved for wealthy investors who don’t want to scratch their head and indulge in the management stuff.

Source: https://money.usnews.com/investing/investing-101/slideshows/7-of-the-best-conservative-investments-for-2019

Disclaimer: The information on this site is provided for discussion purposes only, and should not be misconstrued as investment advice. Under no circumstances does this information represent a recommendation to buy or sell securities.